What is Bridging Finance?
Boudicca Financial Solutions are a well established distributor of Short Term Property Finance, or Bridging Finance as it is often known. A Bridging Loan is essentially a short term loan that can be arranged in a short period of time to ‘bridge the gap’ until longer term finance can be obtained. Bridging Finance can be made to an individual or a company and secured against residential or commercial property and land.
A little bit more…
Bridging Finance has become an integral part of the mortgage industry since funding options through the mainstream lending market became more restricted. Bridging Finance is no longer viewed as a last resort option but is a sensible way for clients to obtain finance quickly that falls outside the perimeters of mainstream lenders.
Key product features include:
- Bridging Finance is available to Individuals, Limited Companies, Partnerships and Trusts
- Repayments can be made monthly by direct debit OR the Interest can be rolled up or retained by the lender on completion for the term of the facility so the borrower does not need to make monthly payments during the agreed term.
- Loans from 1 day to 24 months
- Rates from 0.71% a month
Enhance your Financial Portfolio
The bond market offers many choices, so it’s important to have a clear picture of your goals before you begin selecting individual bonds to invest in. A comprehensive financial plan helps you to Construct a lifelong cash flow forecasts, showing all the money you will receive and all the money you will spend in your lifetime. The cashflows use prudent assumptions to protect against inflation and uses realistic returns.
Traditional interest-bearing bonds pay interest on a regular basis, typically semi-annually, quarterly, or monthly. The payments on these bonds are fixed, which means the amount you receive with each payment generally remains the same.
Though bonds are often used for their ability to generate income, it is also possible for them to turn into growth investments. This happens when interest rates drop below the interest rate the bond is receiving, which makes it an appealing investment for other investors and allows the investor holding the bond to sell the bond at a premium.
Investing in fixed-income securities involves certain risks, such as market risk if sold prior to maturity and credit risk especially if investing in high yield bonds, which have lower ratings and are subject to greater volatility. All fixed-income investments may be worth less than original cost upon redemption or maturity.
