Portfolio and Specialist Buy to Let

Finance for Professional Landlords has become much more specialist since the changes to the tax laws introduced by the Government in 2016. Mortgages for Landlords secured on a portfolio of property has become more challenging and the underwriting stricter with many more requirements to meet.

Due to the specialist nature this market has now become relationships with the more specialist lenders who have a slightly different approach to underwriting and assessing a client’s portfolio.


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Key Criteria

Typical Types of Funding Requirements

Blocks of Flats

HMO’s (House in Multiple Occupancy)

Multi-Unit Freeholds

Retail with flats above

Transferring property to a Ltd Co

Ltd Co BTL’s

Holiday Lets

Newly Developed Property

Refurbishment to Let

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