Portfolio and Specialist Buy to Let
Finance for Professional Landlords has become much more specialist since the changes to the tax laws introduced by the Government in 2016. Mortgages for Landlords secured on a portfolio of property has become more challenging and the underwriting stricter with many more requirements to meet.
Due to the specialist nature this market has now become relationships with the more specialist lenders who have a slightly different approach to underwriting and assessing a client’s portfolio.
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Typical Types of Funding Requirements
Blocks of Flats
HMO’s (House in Multiple Occupancy)
Retail with flats above
Transferring property to a Ltd Co
Ltd Co BTL’s
Newly Developed Property
Refurbishment to Let